Terms and Conditions
Welcome to the Alpha Alternatives Financial Pvt Ltd platform, whether accessed via the website (the "Site") or any associated digital channels. By using our services, you agree to the following terms and conditions. Before proceeding, please read and accept all the terms outlined in this Terms of Use (ToU), as well as the linked Privacy Policy and other Legal Policies.
We recommend reviewing the linked information alongside this ToU, as it forms an integral part of it. Your acceptance of this ToU comes into effect immediately upon usage of any functionality of the Site. In case of any conflict with other documents, this ToU shall take precedence for the usage of the Site. If you do not agree with these terms and the Privacy Policy, please refrain from using the Site. Kindly revisit this page periodically to stay updated with the latest version of the ToU. We reserve the right, at our sole discretion and at any time, to amend or modify the ToU without prior notice. Your continued use of this Site after such changes indicates acceptance of the updated or modified ToU.
Please be aware that failure to comply, whether intentional or unintentional, with the Privacy Policy, Terms of Use, and other Legal Policies may lead to Alpha Alternatives Financial Pvt Ltd terminating your access to the Site, and/or removal of any non-compliant information provided by you.
By agreeing to these Terms of Use, you authorize Alpha Alternatives Financial Pvt Ltd to represent you to partner Banks, NBFCs and other financial institutions and to process your loan-related enquiries and applications. This authorization remains valid unless otherwise agreed upon between Alpha Alternatives Financial Pvt Ltd and you.
Description of Services:Alpha Alternatives Financial Pvt Ltd provides users with access to information and assistance primarily related to loan products and financial services on the Site. This includes but is not limited to Personal Loan, Business Loan, Home Loan, Property Loan, Takeover Loan, and Project Loan. You are responsible for any third-party fees incurred (such as Internet service provider charges) and for providing all necessary equipment to access the Site. By using this Site and providing your personal/contact details, you consent to Alpha Alternatives Financial Pvt Ltd contacting you electronically or by phone to understand your interest in selected products and services, and to fulfill your demand. You also agree to Alpha Alternatives Financial Pvt Ltd making your details available to its affiliates and partner Banks/NBFCs, who may contact you for information and processing via email, telephone, and/or SMS.
License and Site Access:Alpha Alternatives Financial Pvt Ltd grants you a limited license to access and make personal use of the Site and the Service. This license does not permit downloading or copying any information for the benefit of another individual, vendor, or any other third party. You may not bypass any measures used by Alpha Alternatives Financial Pvt Ltd to prevent or restrict access to the Site. Unauthorized use will result in termination of the permission or license granted by Alpha Alternatives Financial Pvt Ltd. By using the Site, you agree not to use it for any commercial purpose or engage in speculative, false, or fraudulent transactions. You may not access, monitor, or copy any content or information of this Site without our express written permission.
Eligibility:The Service is not available to minors under 18 or to users suspended or removed from the system by Alpha Alternatives Financial Pvt Ltd. Users may not have more than one active account, and selling, trading, or transferring accounts to another party is prohibited. If you do not meet these qualifications, you may not use the Service or the Site.
Your Account / Enquiry:By using the Alpha Alternatives Financial Pvt Ltd platform, you confirm that you are legally eligible to enter into contracts and are not prohibited from receiving services under Indian laws or any other applicable jurisdiction. Your usage of the platform is restricted to legitimate enquiries for yourself or individuals you are legally authorized to represent. You agree to provide accurate and complete information about yourself as prompted by the platform. Any inaccurate or incomplete information provided may result in suspension or termination of your enquiry/account. You are responsible for maintaining the confidentiality of any account details and for all activities that occur under your account. Notify Alpha Alternatives Financial Pvt Ltd immediately of any unauthorized use of your account or any breach of security.
Alpha Alternatives Financial Pvt Ltd reserves the right to refuse service, terminate accounts, or edit content at its discretion. We also retain the right to deny access to the platform to anyone at any time for any reason, including violation of our terms of use or privacy policy.
Submitted Content:Alpha Alternatives Financial Pvt Ltd does not claim ownership of any materials you provide on the platform. By submitting content, you grant Alpha Alternatives Financial Pvt Ltd a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and distribute such materials for the purpose of providing services. You represent that you have the right to grant this license. We do not endorse or take responsibility for any submitted content beyond what is necessary for service delivery.
Disclaimer of Liability and Warranty:The content, products, and services provided on the Alpha Alternatives Financial Pvt Ltd platform may contain inaccuracies or errors. We do not guarantee the accuracy of such information and disclaim all liability for any errors. Alpha Alternatives Financial Pvt Ltd makes no representation about the suitability of the information, products, and services for any purpose. All content is provided "AS IS" without warranty of any kind. We disclaim all warranties and conditions regarding the platform and its services. Partner Banks and NBFCs on the platform are independent entities, and Alpha Alternatives Financial Pvt Ltd is not liable for their actions, decisions, or omissions. Final loan sanction and disbursement are solely at the discretion of the respective lender.
Nature of Service:Alpha Alternatives Financial Pvt Ltd is a financial consultancy firm. We assist customers in connecting with partner Banks and NBFCs for loan products. We ourselves do not provide any loan or credit directly to customers. All loan approvals, interest rates, terms, and disbursements are decided solely by the respective lending partners.
Governing Law:These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in India.