What is a Property Loan?

A Property Loan (also known as Loan Against Property) allows you to borrow money by mortgaging your residential or commercial property. You can use the funds for business expansion, education, medical needs, marriage, or any other personal/business requirement — while still retaining ownership of your property. Alpha Alternatives Financial Pvt Ltd helps you get the best Property Loan offers through our partner Banks & NBFCs.

Key Features

  • High Loan Amount: From ₹5 Lakh up to ₹500 Crore
  • Lower Interest Rates: Compared to personal or business loans
  • Long Tenure: Flexible repayment up to 15–20 years
  • Multipurpose Use: Use funds for any personal or business need
  • Retain Ownership: You continue to own and use the property

Why Take a Property Loan?

  • Business Growth: Expand your business or manage working capital
  • Large Personal Needs: Education, marriage, medical treatment etc.
  • Debt Consolidation: Clear high-interest loans at lower rates
  • Better Rates: Secured nature offers lower interest than unsecured loans

Property Loan For All Your Needs

Use the power of your property to fulfil important financial goals with complete support from our team.

Business Expansion
Business Expansion
Working Capital
Working Capital
Education
Higher Education
Marriage
Marriage Expenses
Medical
Medical Treatment
Debt Consolidation
Debt Consolidation
Home Renovation
Home Renovation
Other Needs
Other Large Needs

Simple Application Process

Getting a Property Loan with us is easy and transparent

1
Share Details

Tell us about your property and loan requirement.

2
Submit Documents

Provide KYC, income proof, property papers & bank statements.

3
Property Valuation

Partner lender evaluates the property value.

4
Loan Disbursement

Approved amount is credited to your account after documentation.

Application Process

Frequently Asked Questions

Property Loans are available from ₹5 Lakh to ₹500 Crore, depending on the property value and your eligibility.

KYC documents, income proof, property ownership papers, valuation report, and bank statements are generally required.

Once documents and property valuation are completed, most Property Loans are processed within 7–15 working days.

Residential, commercial, and approved plots can generally be mortgaged, subject to lender policy.

No. You retain full ownership and can continue to use the property. The property is only mortgaged as security.

No. Alpha Alternatives Financial Pvt Ltd is a financial consultancy. We help you get the best Property Loan offers from our partner Banks and NBFCs.